After what I reported on my first post I just wanted toreport an update on where I am at with our journey in loan modification, you can read the first post here, after the forbearance agreement ended on April 2011 which was a period of forgiveness, I kept calling LBPS which is the servicer for our mortgage company to so what , and I kept updating the documents they asked, and still no answer, every week they would say call back the next week there is no update, so I got tired of the run around and I went to a Free Local Credit counseling agency which these are non profit agency that help you talk to yout mortgage company without receiving any penny so with help of one of the agents there we both tag team and called LBPS, and believe it or not it had influence, they still said the same thing but my file got pushed the next step, which was you need a new Tax release document, but at least it moved forward, so I gave them the new document, and again going back to the loop of me calling and no new answer until one day a packet arrived at our home with UPS 2 day air and it was titled “We have a good news for you” and it was my real HAMP ( Home affordable modification program) trail plan. This plan will
last about 3 months, That’s what they say on paper, but any one in their company I talk too they warn me it may( mostly will) go more than that.
So I am still hope full.
I will put an update here, when a news come around, I am doing my best to get the HAMP before it goes away, since I heard in news that money for this program is running out.